Don’t Neglect Water Damage

Following the heavy rain due to Hurricane Debby, there could potentially be some residual damage to homes. Today, we focus on addressing any water damage that might have occurred and assess the loss before hurrying into filing any claims.

Identifying Water Damage:

After the intense rain from Debby, it's crucial to assess your house for any water damage. From leaks in your roof to damp patches on walls or pooling of water on the floors, signs of water damage can be varied. Early identification helps prevent further damage and potentially costlier repairs down the line.

Determining the Severity of Damage:

While some leaks might be minor, warranting simple repairs, others may be more severe and require professional attention. Depending on the extent of the damage, you may need to contact your insurance company to file a claim; this is where your insurance agency plays a pivotal role.

The Role of Your Insurance Agency:

Before filing a claim directly with your carrier, we recommend contacting your insurance agency. A vital part of our role is to guide you through such instances, help assess the damage, and determine if it falls under a covered loss.

By calling us first, together we can determine if filing a claim is in your best interest. Whether the repair costs exceed your deductible or it's a type of damage covered by your policy is crucial to determine if an insurance claim is beneficial.

Remember, after any significant weather event, it's critical to assess for potential damage swiftly. Water damage can often lead to more substantial issues if ignored - mold, structural issues, and even electrical problems.

We hope these tips help you identify and address any post-storm concerns. And if you have questions, remember, we're here to help.