Before You File a Claim

As the sun shines brighter than ever, it's the perfect time for vacations and weekend getaways. While we all cherish these moments of relaxation, it's also crucial to ensure everything stays secure back at home. Today, we at FCI Agency want to delve into the critical topic of insurance claims. Should you return home from your travels and find something amiss, we want to guide you through the right steps before you file a claim.

Understanding the Importance of Your Insurance Agency:

In the event of an unfortunate incident, your first instinct might be to reach out directly to your provider to file a claim. However, we want to emphasize the importance of contacting your insurance agency – in this case, us at FCI Agency. But why is this important?

The Role of FCI Agency:

We act as your advisor and guide, analyzing the situation carefully before suggesting the filing of a claim. Our team can help determine if the loss is covered under your existing policies, and if filing a claim is the best course of action. Sometimes, the expenses or damages might be less than your deductible or not covered, making it unnecessary to file a claim.

Some incidents might seem like potential claims but could pose adverse implications for your homeowners or auto policies. Communicating with your advisor first can potentially save you from filing unnecessary claims, thus maintaining your premium rates and claims records.

So, as you embark on your summer getaways, remember your FCI Agency Advisor stands ready to guide and assist you in the event of any unfortunate incident occurring back home. Our ultimate goal is to ensure your peace of mind and protect your best interests.

Should you have any questions about the claim process or if you're unsure about any potential claims, please feel free to reach out to us. We're here to guide you and direct you, making the process as smooth and stress-free as possible.