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Why Use an Insurance Broker?

Giving you better value.

Experience the FCI Agency Advantage: Choose an Insurance Broker for Optimal Savings and Coverage

Unlike captive agencies, which represent only a single insurance carrier, FCI Agency is an independent insurance broker with access to multiple carriers. While knowledgeable about their company's products, captive agents are often limited in their ability to provide the best solutions for their clients. They may be pressured to sell specific policies or meet sales quotas, compromising the quality of coverage provided to their customers. When rates increase, captive agencies often reduce coverage to maintain the same payment level for their clients.

As an independent insurance broker serving the upstate of South Carolina, the state of North Carolina, and northeast Ohio, FCI Agency prioritizes the best interests of our customers by objectively evaluating and comparing insurance policies from various carriers. Our agents are free from the constraints imposed by a single carrier, enabling us to find the most suitable and cost-effective coverage for your unique needs. We cover all our expenses and maintain our records, earning income from commissions on the policies we sell, meaning you don’t pay for our services.

Our access to multiple insurance carriers provides unparalleled flexibility and personalized service. If a client's rates increase, we can "re-shop" their policy, presenting them with multiple new options to ensure they receive the best coverage at the best value. By choosing FCI Agency, you can maintain a trusted relationship with your insurance agent while benefiting from our commitment to protecting your interests, even if your current insurance company takes actions that negatively impact you. Choose FCI Agency for a superior insurance experience that prioritizes your needs and delivers exceptional coverage at competitive rates.