Childcare Insurance

Securing Your Childcare Business & Cherished Young Lives

Protecting you and the children in your care.

As a childcare provider, you are responsible for nurturing and protecting the future generation. At FCI Agency, we understand the unique challenges and risks associated with operating a childcare business, and we're dedicated to providing specialized insurance solutions tailored to your specific needs. Our comprehensive Childcare Insurance solutions combine essential daycare liability insurance coverage with business property protection, ensuring you and the children in your care are well-guarded.

Coverage Areas:

  • General Liability: An essential coverage for any business that welcomes the public, general liability insurance safeguards your childcare center against potential claims arising from accidents, injuries, or property damage sustained on your premises.

  • Premises Liability: This coverage extends beyond your daycare facility's walls, protecting the surrounding areas, such as parking lots and play areas, from potential liability claims.

  • Professional Liability: Our professional liability insurance covers your dedicated teachers and childcare workers, protecting against claims related to errors, omissions, or negligence in their duties.

  • Commercial Vehicle Liability: If your childcare business operates company-owned vehicles for transporting children to and from schools, this coverage is essential to protect against potential accidents and associated liabilities.

  • Corporal Punishment Liability: Should an employee be accused of administering corporal punishment or physically harming a child, our childcare insurance offers coverage to protect your business from potential legal and financial repercussions.

  • Abuse and Molestation Liability: If an employee is found guilty of sexual or other abusive behavior, our specialized insurance coverage options help safeguard your business from costly fines and medical payments.

At FCI Agency, we're committed to providing the highest level of protection for your childcare business, allowing you to focus on delivering exceptional care and education to the children entrusted to your care. Contact us today to learn more about our customized Childcare Insurance solutions, and let us help you safeguard the future of your business and the lives of the children you serve.