Home. It's your safe haven.
Your home is more than just a structure - your sanctuary, comfort zone, and legacy. At FCI Agency, we understand the importance of safeguarding your home, and we're dedicated to providing customized home insurance solutions tailored to meet your unique needs:
Our comprehensive Home Insurance solutions include:
Tailored Coverage Options: Whether you're a first-time homeowner or looking to insure your dream home, our experienced advisors will help you find the right coverage for your property, personal belongings, and any additional structures.
Competitive Pricing: We work with a wide range of insurance carriers to compare and secure the best rates, ensuring you receive the most value for your investment.
Personalized Service: Our local, knowledgeable advisors are always just a phone call or email away, ready to answer your questions and guide you through the insurance process.
Hassle-Free Shopping: Forget the stress of shopping around for insurance. We do the legwork for you, finding the best coverage options and rates, so you can focus on what truly matters - enjoying your home and the memories you create within it.
Seamless Claims Assistance: Should the unexpected happen, our team will be by your side, guiding you through the claims process and ensuring a swift resolution.
Expert Guidance: As insurance brokers, we offer unbiased advice, helping you make informed decisions about your home insurance coverage.
Serving the Upstate of South Carolina, North Carolina, and Northeast Ohio, FCI Agency is your trusted partner for home insurance solutions. Contact us today to experience the difference an insurance broker can make in protecting your most valuable asset - your home. Secure your peace of mind and your family's future with FCI Agency, the guardian of your home.
Coverage Areas
Structure Protection
Your home's structure is the backbone of your sanctuary. Our home insurance policies provide extensive coverage for damages to your home's structure caused by various perils, such as fire, hail, water damage from burst pipes or sudden occurrences (excluding exterior flooding), and other disasters specifically outlined in your policy. Our experienced advisors will help you understand the coverage limits and select the appropriate protection to ensure your home's structure is well-guarded against potential threats.
Belongings Security
Our home insurance policies extend protection to your cherished belongings, including furniture, electronics, and other personal items. Understanding that some possessions may hold significant value, we also offer additional policies for high-value items such as jewelry, antiques, and fine art. Our advisors will work closely with you to determine the appropriate level of coverage for your treasured belongings, providing you with peace of mind that your valuables are well-protected.
Liability Shield
Accidents happen, and when they do, our liability coverage is designed to protect you from financial losses arising from lawsuits for bodily injury or property damage to others caused by your home or pets. Our policies provide coverage for legal expenses, court judgments, and settlements, ensuring that you can maintain your financial stability even in the face of unforeseen legal challenges.
Additional Living Expenses Support
When your home is rendered uninhabitable due to a covered loss, our policies include coverage for additional living expenses (ALE) up to your policy limit. This coverage helps you maintain your quality of life by covering costs such as temporary housing, meals, and other essential expenses while your home is being repaired or rebuilt. Our advisors will ensure you understand the scope of your ALE coverage, allowing you to focus on getting your life back on track as your home is restored.