Insuring Your Valuable Jewelry

We hope you've had an exceptional week! As our mind gears towards the season of love and sparkly gifts, we felt it would be worthwhile discussing an essential facet of Valentine's Day that often goes unnoticed - insuring your precious jewelry. Yes, securing that lovely piece of jewelry you're considering for your loved one is as important as selecting the perfect piece.

The Value of Jewelry Insurance:

Regardless of your reason for purchasing jewelry, be it as an embodiment of personal style, an investment, or as a symbol of your love, it is undeniably precious. The emotional and financial worth attached to it makes it indispensable to think about securing it. You wouldn't want anything to happen to your pricey jewelry, and you certainly wouldn't want to bear the cost if it did.

How to Insure Your Jewelry:

Step 1: Get in Touch with Your ADVISOR:

Once you've purchased valuable jewelry, your first call should be to your FCI Agency Advisor. They can help you understand the best options for insuring your new possession and guide you through the process. If you’re not with FCI, contact your insurance provider. Ready to make the switch? Contact us today!

Step 2: Understand Your Existing Coverage:

It's crucial to be aware that your homeowners or renters insurance policy might cover jewelry; however, coverage is generally limited and does not account for all potential situations.

Step 3: Consider Additional Coverage:

If there are gaps in your existing coverage or if you want more comprehensive protection for your jewelry, consider a policy enhancement or a separate policy. This move will ensure that your piece will be covered in the event of theft, damage, or even loss.

Romantic gestures such as gifting jewelry are always heartwarming, but an unforeseen misfortune can quickly tarnish the happiness associated with it. Give yourself and your loved one the peace of mind that comes with knowing that the symbol of your affections is insured.

It's always better to be safe than sorry, especially when it comes to such cherished and valuable possessions. So, this Valentine's Day, while you conquer hearts with your thoughtful gifts, secure them with equally thoughtful protection. If you have any questions or need help securing your precious gifts, remember we are just one call away.